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Mortgage strategy by email

Articles on Rental Cash Damming, investment properties and the Smith Manoeuvre™ for homeowners and landlords in British Columbia and Alberta.

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Where Your Smith Manoeuvre™ Breaks Even: How a Half-Point HELOC Spread Moves the Line post image
By Cornelia Butler
Oct 23, 2026

Where Your Smith Manoeuvre™ Breaks Even: How a Half-Point HELOC Spread Moves the Line

Spending a Rate Cut Before It Reaches Your Mortgage Is a Cash Flow Trap post image
By Cornelia Butler
Oct 23, 2026

Spending a Rate Cut Before It Reaches Your Mortgage Is a Cash Flow Trap

A Cooling Market Favours the Smith Manoeuvre™ Over Rushed Equity Borrowing post image
By Cornelia Butler
Oct 21, 2026

A Cooling Market Favours the Smith Manoeuvre™ Over Rushed Equity Borrowing

Rental Cash Damming Has One Correct Structure, and Half Measures Invite CRA Scrutiny post image
By Cornelia Butler
Oct 20, 2026

Rental Cash Damming Has One Correct Structure, and Half Measures Invite CRA Scrutiny

Basement Suite Rent Can Turn Part of Your Mortgage Into Deductible Debt post image
By Cornelia Butler
Oct 19, 2026

Basement Suite Rent Can Turn Part of Your Mortgage Into Deductible Debt

Same Rental, Two Strategies: A $340,000 Gap Over the Life of the Mortgage post image
By Cornelia Butler
Oct 19, 2026

Same Rental, Two Strategies: A $340,000 Gap Over the Life of the Mortgage

The 50% to 80% Rule That Decides How Much Your Rental Lets You Borrow post image
By Cornelia Butler
Oct 19, 2026

The 50% to 80% Rule That Decides How Much Your Rental Lets You Borrow

The Uninsured Mortgage Stress Test Is Easier Now: Who Might Qualify post image
By Cornelia Butler
Oct 16, 2026

The Uninsured Mortgage Stress Test Is Easier Now: Who Might Qualify

The Mortgage Rate Is the Wrong Number to Watch Before You Buy post image
By Cornelia Butler
Oct 16, 2026

The Mortgage Rate Is the Wrong Number to Watch Before You Buy

Rental Cash Damming: 2 Readvanceable Mortgage Requirements Landlords Often Miss post image
By Cornelia Butler
Oct 16, 2026

Rental Cash Damming: 2 Readvanceable Mortgage Requirements Landlords Often Miss

Paying Rental Bills With Rent Feels Tidy, and Can Cost Six Figures post image
By Cornelia Butler
Oct 16, 2026

Paying Rental Bills With Rent Feels Tidy, and Can Cost Six Figures

Your Kelowna Rental Income Can Pay Down Your Mortgage Faster, If You Meet These Five CRA Requirements post image
By Cornelia Butler
Oct 14, 2026

Your Kelowna Rental Income Can Pay Down Your Mortgage Faster, If You Meet These Five CRA Requirements

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Mortgage strategy for BC and Alberta homeowners and landlords, with Rental Cash Damming, investment properties and the Smith Manoeuvre™.

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Mortgage strategy by email Articles on Rental Cash Damming, investment properties and the Smith Manoeuvre™ for homeowners and landlords in British Columbia and Alberta. Subscribe (Free)
Mortgage strategy by email

Articles on Rental Cash Damming, investment properties and the Smith Manoeuvre™ for homeowners and landlords in British Columbia and Alberta.

Subscribe (Free)
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Mortgage strategy for BC and Alberta homeowners and landlords, with Rental Cash Damming, investment properties and the Smith Manoeuvre™.

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